What to do with a Vehicle that has been Severely Damaged in an Accident

Accidents happen indeed. Some of the accidents have a great destruction impact and may cause serious damage to your vehicle. In some cases, after accidents, cars tend to be useless, so the only thing you can do is call in an auto removal service to pick them up, while in other scenarios, there is hope for them to be repaired. When you are involved in an accident, you really want to handle the issue as soon as possible, as every single delay postpones some of your business, which may cost you a lot of money and nerves. So, here, we have prepared instructions on how to repair, replace, or even remove your car in Birmingham.

What Defines Severe Vehicle Damage?

If your vehicle has gone through significant structural damage which resulted in the bent frame, this makes it impossible and unsafe for driving. All the damages that have such an impact on your vehicle are defined as severe ones. In the majority of cases, you would make the assumption that your vehicle is totaled and unrepairable. However, this is not the case with all vehicles. This is the reason why you need to take your vehicle to the local mechanic in Birmingham and see if there is something you can do. You should pay attention while looking for the best professional in this town so that you are provided with accurate and detailed feedback.

Removal Services

The aftermath of some accidents is quite serious, so you end up with a heap of iron that once used to be your car. Truth be said, neither former car owner wants their destroyed car in the garage or in the backyard, so they are looking for a car removal service provider. In case you are living in Birmingham, the wisest thing is to find the local service provider, and looking up “we buy junk cars in Birmingham, AL” titles or website descriptions will certainly help you find the best one to handle your issue. You must be wondering why it is so important to look up the local service provider. Namely, the farther away the car removal service is, the more they will charge you for the extra distance. This is one of the main reasons why you should be searching for Birmingham car removal companies.

Repair Costs and your Car’s Value

You cannot expect your car to keep the same price after the accident. It is simply not natural, regardless of the car brand. Luckily, a great deal of car owners are responsible when it comes to car insurance policies, and some of them are ready to pay for the damages up to the value of your vehicle. Depending on the state and the policy you own, some car insurers, in case the car damage exceeds the value of your car, will declare it a total loss and will pay you the fair market price of your vehicle and simply take possession of your car. Hence, it is crucial for you to keep in mind that any sort of property damage claim is based on the value of the car at the moment of the accident. Also, you should bear in mind that no matter what policy you have bought, the insurer will repair or replace your vehicle exclusively up to the policy limit.

Make Claim on the other Driver’s Insurance

Depending on the law in Birmingham, you would like to take your chances and make the claim on the other driver’s insurance. However, if the other driver is at fault for causing the accident, then you have an absolute right to fill out the claim for the other driver’s insurance. This is also known as the “third party” insurance claim that actually makes the claim for the financial sources for your car’s repair. So, in the scenario where the other driver was at fault and had a policy that could cover the repair of the car, there is no need to make claims against your own insurance policy provider.

What Happens if you are at Fault and Destroy your Car?

Depending on the severity of the damage, you will estimate your future moves. Namely, if you damage your own car by driving off the road or running into a tree or fence, in this situation, you will need to pay for your own expenses including car repair or replacement, or in the worst scenario, car removal. Depending on the Birmingham traffic law, there may also be some charges you can face which are related to endangering the safety of other traffic participants. On the other hand, you can make claims against your insurance companies for collision coverage, of course, if you have such a policy.

Damages After Collision

Sometimes, unless the car is entirely destroyed, drivers will actually try to start it again and participate in traffic. However, this is one of the worst things you can do. At times, your car does not need to be entirely crushed to be severely damaged. For instance, leaks of some fluids can even cause fire hazards, loose pieces may fall off and create even more danger for the other drivers, and these are just some of the scenarios that would not be approved by the authorities in Birmingham. Cars that are used, suffered frame damage, leaked, or had loose parts would be immediately taken off the road as they posed a greater danger. Cars that participated in severe collisions are usually taken as evidence for the time being, and after that, they are returned to the owner. The most common result of such collisions is the complete inability to drive these vehicles ever again. Hence, they need to be removed while their value is compensated through insurance policies.

Car crashes are not rare cases. These may have serious or less serious outcomes, depending on the severity of a collision. However, in cases where the vehicles are severely damaged, the cars are removed and announced as the ones that cannot be driven anymore. In these scenarios, it is of the utmost importance to remove them from your space as they serve no purpose.